Personal finances · Track your spending
Track your spending with a WhatsApp message
Money rarely leaks on the big stuff — it leaks on the small things no one writes down. Tell Paula your expenses on WhatsApp (text, voice or a photo of the receipt) and finally see where your month goes.
The problem
You don't know where your money goes
The month ends, the balance is zero, and you have no idea what happened to it. Without logging the day-to-day, the whole month is a black box.
Expense apps get abandoned in a week
Download, categorize, open the app every day: pure friction. The habit dies within days and you're back to knowing nothing.
Cash disappears without a trace
The coffee, the cab, the tip, the little treat: small, constant expenses that never get written down — and added up, they're exactly what throws you off.
How Paula solves it
Log it the way you talk, on WhatsApp
"Personal expense: 3 on coffee" and you're done. By text, by voice note, or by sending a photo of the receipt. So easy the habit survives — which is the only thing that matters.
Paula categorizes it for you
Every expense lands in its category and Paula learns from you. By month's end you see a clear breakdown: how much on food, how much on transport, how much on treats.
Cash, bank and card, kept apart
You say which account it came from and Hayes tracks each separately. You know how much you have in cash, in the bank, and how much you've put on the card this month.
Real examples
You message Paula
“personal expense: 12 for lunch”
And this happens
Logs it in your personal finances and categorizes it as food, kept separate from the business.
You message Paula
“paid 45 for the home electric bill on my card”
And this happens
Personal expense under utilities, logged to your card account. You can see how much you've put on the card.
You message Paula
“personal summary”
And this happens
Paula sends back your personal-finance summary: how much you spent this month and on what.
Frequently asked questions
Do I have to install an app?
No. You use it on WhatsApp, the one you already have. You message it (or send a voice note or a photo of the receipt) and Paula logs the expense. There's also a web dashboard to review everything at your own pace, but the day-to-day is just chat.
Does it help if I pay for almost everything in cash?
That's exactly where it helps most: cash is what never gets written down. One message per expense and, by month's end, you finally know where it went.
How do I keep personal separate from the business?
By default Paula logs to the business. For your own money, just tell her: say "it's personal" or "switch to personal" (or start the message with "personal expense:") and it lands in your personal finances, apart. So you run both from the same WhatsApp without them mixing.
Start getting your accounts straight
Try Hayes free for 7 days, no card. Business and personal finances, all on WhatsApp.
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